Loan Calculator- Secured loan calculator

Feel free to use our interactive secured loan calculator. Before deciding to apply for a loan some homeowners find it useful to understand the approximate cost of borrowing in terms of the monthly cost and the interest which is being charged. This is especially useful for homeowners who work to a monthly budget by knowing what their outgoings are such as household bills and mortgage payments versus income received.

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To use the loan calculator simply enter the amount you wish to borrow and select a repayment period using the drop down menu. Then enter the interest rate and press the calculate button. The results are calculated using the generic compound interest formulae and show the monthly repayment and the monthly interest charged by the lender. For comparison purposes, which purchased structured  settlements  some find useful, an alternative monthly repayment figure is displayed below assuming an interest rate of 5.5% is charged.

Remember, this online calculator tool should be used as a guide only and some lenders will often build in Payment Protection Insurance or (PPI) in addition to possible secured loan application fees. Therefore, the actual monthly repayment amount in reality could be higher


How to Make Your Computer Live Longer

traumatic as losing a pet. You spend so much time and effort getting to know what it, trying new things. You waste hours of your life playing with it. It even follows you around.

Okay, so I might be pushing the analogy, but the truth is, most of us don”t have the money to get a new laptop every 6 months. We”d like to keep the one we have alive and running for as long as possible.

So here are a few useful little tips that might extend the life your computer. Don”t worry, you probably already know them, but reminders never hurt anyone:

1. Shut it Down: This may sound simple but many of us just close the lid, turn of the monitor or set it to sleep mode. Completely shutting your computer down will keep it from overheating and leaking memory. Think of your computer like your brain, it can”t function without a good night”s sleep.

2. Defrag!: Again, another simple “duh” moment. Defrag your computer. Most PCs will even let you set up a regular defrag schedule once a week. Cleaning up your files on a regular basis will also keep your computer functioning at optimal speed.

3. Keep it Clean: During your regularly scheduled defrag, go ahead and run a scan for viruses, spyware, malware, all that bad stuff you can pick on the internet. Find a good program to keep your PC”s health good.

4. Don”t Drop It: Look, be nice to your laptops. Keep them in safe places, don”t expose them to weird temperatures and be sure not to eat or drink near them if possible. Also pets. I lost a laptop a few years ago to a cat pouncing on and then hairballing all over my keys, it broke my screen and something gross seeped into the circuitry. Trust me, helping your computer and your pets avoid each other is a good idea.

These might not be the most enlightening tips, but they”ll go along way in keeping your computer chugging along for an extra year or so.

Do you have tips for adding an extra life to your laptop?

World’s first multitouch gaming laptop

The Battalion Touch Notebook is apparently the world’s first multi-touch gaming laptop computer. The rest of the spec seems fairly standard for a 15.6 inch laptop, so we’re wondering exactly what market really wants to swap the lean back ease of use you get with a mouse and keyboard for the hunched over finger stretching hassle that comes with multi-touch screen technology?

Sure it’s cool for mobile phones, but a notebook computer? Really? Anyhoo, those of you with an urge to smear your screens while scrolling down the eBay listings go ahead, knock yourself out. Cough up $999.00 first please.

 Experience a new dimension of interactive gaming, media organization, and content creation with the Battalion Touch series. Featuring a full multi-touch screen, the Battalion Touch series allows you to interact with your system in new ways and take full advantage of the built-in multi-touch capabilities of Windows 7. With the growing popularity of the multi-touch interactive platform, the Battalion Touch series provides the capabilities to support the increasing number of multi-touch optimized game and software titles.

Barrier to faster integrated circuits

College Park, MD (June 29, 2010) — Integrated circuits, which enable virtually every electronics gadget you use on a daily basis, are constantly being pushed by the semiconductor industry to become smaller, faster, and cheaper. As has happened a number of times in the past and will continue in the future, integrated circuit scaling is perpetually in danger of hitting a wall that must be maneuvered around.

As per Maxime Darnon, a researcher at the French National Center for Scientific Research, in order to continue increasing the speed of integrated circuits, interconnect insulators will require an upgrade to porous, low-dielectric constant materials. Darnon and his colleagues discuss the details in the Journal of Applied Physics, which is published by the American Institute of Physics (AIP).

“The integration of a replacement, porous SiCOH (pSiCOH), however, poses serious problems such as an unacceptable ‘roughening’ that occurs during plasma processing,” explains Darnon. “This is considered a ‘showstopper’ to faster integrated circuits at the moment, so a fundamental understanding of the roughening mechanisms that occur during the etch process of integrated circuit manufacturing is highly desirable to material designers and etch-process engineers.

Darnon’s research team proposes a mechanism for the roughening of pSiCOH materials etched in a fluorocarbon-based plasma. They’ve shown that the problematic roughness results from a cracking of the denser top surface under ion bombardment, and that this roughness propagates through a slower etching of the dense top surface than the modified porous material beneath it. Perhaps more importantly, the team recommends ways to minimize this phenomenon so that the “showstopper” will only be a speedbump on the road to faster integrated circuits………

Asus Eee PC 2G Surf

The ‘Asus EEE PC 2G Surf‘ is a sleek netbook designed by ASUS. They say it is Easy to learn, Easy to Work and Easy to play. The Eee stands for these three E qualities of this net book. The Asus Eee PC 2G Surf is manufactured by Pegatron Technology and developed by ASUSTek Computer Inc. This netbook measures 8.86 inch x 6.30 inch x 0.79-1.26 inch and weighs 2.0 lbs. There’s a 4400 mAh Battery of 4-cell that comes with this netbook. There are three versions of this model and they are the 2G, 4G and 8G units. They are available in the following colors, black, white, pink, blue and green. This netbooks comes with a restore disk, driver disk (for Windows installs) and documentation. The Asus Eee PC 2G Surf can be purchased at a starting price of $299.


Asus has always promoted the Eee netbook series to be easy to work, easy to learn and easy to play. It has 10/100 Ethernet and 802.11b/g wireless. It comes with a VGA port and an SD Card Slot that supports SDHC. The Celeron-M 800 MHz operates at 571 MHz. System memory of this Eee netbook is at 512MB. There’s a flash memory reader slot whereby users can use an SD memory card to write or read. This netbook comes with a 4400 mAh 4-cell unit that can last for about 2.5 hours. The battery can be upgraded to a 5600 mAh which can last for about 3.5 hours………

Small wires make big connections

University of Illinois engineers have developed a novel direct-writing method for manufacturing metal interconnects that could shrink integrated circuits and expand microelectronics.

Integrated chips are made by wiring multiple transistors and electronic components together to perform complex functions. The connections between chips and circuit boards traditionally are made from pre-fabricated metal wires that connect to a designated bonding pad on a chip.

“Integrated functions require a number of wire connections. It’s tedious and time-consuming to make and increases cost,” said Min-Feng Yu, a professor of mechanical science and engineering at Illinois.

In addition, the bonding pad for traditional wire bonds takes up a substantial area of space. As technology has moved toward smaller electronics, shrinking wiring has been a substantial obstacle. A number of microelectronic devices are much smaller than the mandatory 50-by-50 micron square bonding site, prohibiting integrated functions on the very small scale.

“There’s no existing cost-effective technology that would allow you to wire-bond microstructures,” said Yu, “so let’s get rid of those wires, and instead, why not directly produce them on-site between the connection points?”.

Yu and graduate student Jie Hu developed a direct-write technique that produces tiny pure metal wires much smaller in diameter than traditional wires and requiring two orders of magnitude less bonding area. In a paper appearing in the July 16 edition of Science, they demonstrate as a number of as 20 of their new wires bonded to a single standard bonding site………

‘Spintronics’ for next-generation computers

Using powerful lasers, Hui Zhao, assistant professor of physics and astronomy at the University of Kansas, and graduate student Lalani Werake have discovered a new way to recognize currents of spinning electrons within a semiconductor.

Their findings could lead the way to development of superior computers and electronics. Results from their work in KU’s Ultrafast Laser Lab would be reported in the recent issue of Nature Physics, a leading peer-evaluated journal, and was posted online in early August.

Zhao and Werake research spin-based electronics, dubbed “spintronics.”

“The goal is to replace everything – from computers to memory devices – to have higher performance and less energy consumption,” said Zhao.

The KU investigator said that future advancements to microchips would require a different approach for transmitting the sequences of ones and zeros that make up digital information.

“We have been using the charge of the electron for several decades,” said Zhao. “But right now the size of each device is just 30 to 50 nanometers, and you don’t have a number of atoms remaining on that tiny scale. We can’t continue that way anymore because we’re hitting a fundamental limit”.

Instead of using the presence or absence of electronic charges, spintronics relies on the direction of an electron’s rotation to convey data………

Google Android Net Books – The next generation PCs?

adgets, which gives us the ability stay connected while we are on the move. They are quite appealing and fashionable at the same time. They have grown more in popularity after the release of wireless Internet broadband through the USB ports. 

The advent of 3G technology gives us the power to have full fledged wireless broadband connections on portable devices, without having to rely only on the Wi-Fi zones. 

The manufacturing companies are introducing some of the most sophisticated net books to meet the requirement of every individual, be it for official purposes or for the gaming purposes. 

PC tablet net books are slowly but steadily eating up into the PC market. The hype created over the release of Apple’s Ipad has brought about a lot of awareness on this technology. The gadget freaks are lining up to get their hands on some of the latest devices that are being introduced into the market. 

Google does not want to be left behind by either, plus their Android operating system will work as their main advantage. 

Laptops and notebooks are a little on the expensive side when compared to the personal computers, but the net books are more on the cheaper side, with the price ranges starting from just $150.00. 

Now Google has gone one step ahead by introducing their operating system on mobile devices other than the mobile phones. They have also introduced Android OS on the PC Tablet net books now. The devices are exceptionally good and the scopes for using the apps are plenty. 

In this article, I will provide you with the information on Android powered net books, particularly the ones that are 7in and 8in. 

Some of their main features are:

  • Web browsing with Google Chrome
  • Webmail services like Hotmail
  • PDF reader
  • Office file processors for word, excel and PowerPoint files
  • VOIP facilities to make free long distance calls
  • Latest games
  • Rotation screens to view from 4 sides
  • More than 25 languages and lots more

The devices use Android 1.6 operating system, and they have the DDR2 RAM with speed of 128 MB. They are available both in 7in and 8in LCD screens. 

These devices have a color resolution starting from 800 * 480 depending on the models. They provide an inbuilt hard drive space of 2GB. However, all their models are also compatible with the extended memory cards, with which you can enhance the storage buy 32 more GBs. 

They are Wi-fi enabled with the latest certifications for network connectivity. The microphone is built-in, and you could also watch the streaming videos on YouTube. 

The battery gives you a standby time of 4 hours and the working time of 2½ hours. I feel that this is very decent for a portable device which provides so many computing abilities. The weight of the devices very upon the models, and they are usually between 300g to 600g. 

If you are seeking more information on the Google Android powered net books and PC Netbook Tablets, you might want to check out the website, They offer some excellent discount offers on some of the latest net books.

New Pathsfor a Stressed-Out Internet

The San Diego Supercomputer Center and Cooperative Association for Internet Data Analysis (CAIDA) at the University of California, San Diego, in a collaboration with scientists from Universitat de Barcelona in Spain and the University of Cyprus, have created the first geometric “atlas” of the Internet as part of a project to prevent our most ubiquitous form of communication from collapsing within the next decade or so.

In a paper published this week in Nature Communications, CAIDA researcher Dmitri Krioukov, along with Marián Boguñá (Universitat de Barcelona) and Fragkiskos Papadopoulos (University of Cyprus), describe how they discovered a latent hyperbolic, or negatively curved, space hidden beneath the Internet’s topology, leading them to devise a method to create an Internet map using hyperbolic geometry. In their paper, Sustaining the Internet with Hyperbolic Mapping, the scientists say such a map would lead to a more robust Internet routing architecture because it simplifies path-finding throughout the network.

“We compare routing in the Internet today to using a hypothetical road atlas, which is really just a long encoded list of road intersections and connections that would require drivers to pore through each line to plot a course to their destination without using any geographical, or geometrical, information which helps us navigate through the space in real life,” said Krioukov, principal investigator of the project……..

A computer may drive your car someday

Navigating our way down the street is something most of us take for granted; we seem to recognize cars, other people, trees and lampposts instantaneously and without much thought. In fact, visually interpreting our environment as quickly as we do is an astonishing feat requiring an enormous number of computations-which is just one reason that coming up with a computer-driven system that can mimic the human brain in visually recognizing objects has proven so difficult.

Now Eugenio Culurciello of Yale’s School of Engineering & Applied Science has developed a supercomputer based on the human visual system that operates much more quickly and efficiently than ever before. Dubbed NeuFlow, the system takes its inspiration from the mammalian visual system, mimicking its neural network to quickly interpret the world around it. Culurciello presented the results Sept. 15 at the High Performance Embedded Computing (HPEC) workshop in Boston, Mass.

The system uses complex vision algorithms developed by Yann LeCun at New York University to run large neural networks for synthetic vision applications. One idea-the one Culurciello and LeCun are focusing on, is a system that would allow cars to drive themselves. In order to be able to recognize the various objects encountered on the road-such as other cars, people, stoplights, sidewalks, not to mention the road itself-NeuFlow processes tens of megapixel images in real time………